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This entire website makes it clear that your should buy Bitcoin, just in case it catches on.

Bitcoin started in 2009.
"Rich As Hell"  Research started in 2012.
Rich As Hell content should convince you to invest in Bitcoin.
Bitcoin = $1k. First they ignore you.
Bitcoin = $10k. Then they laugh at you.
Bitcoin = $100k. Then they fight you.
Bitcoin = $1M. Then you win.



(Ark Invest) ARKB - .21% Fee
(Bitwise) BITB - .20% Fee
(VanEck) HODL .25% Fee
(Franklin Templeton) EZBC .29%
(WisdomTree) BTCW .30%
(Invesco/Galaxy) BTCO .39%
(Fidelity) FBTC .25%
(Hashdex) DEFI .90%
(Valkyrie) BRRR .49%
(BlackRock) IBIT .25%
Grayscale $GBTC

REMINDER: The goal of #Bitcoin was to separate money and state

1/10/ 2009 Exactly 15 years ago, cypherpunk legend Hal Finney predicting #Bitcoin could reach $10 million when the price was $0 and the network was 2 days old.
Exactly 15 years ago, Satoshi Nakamoto sent the 1st #Bitcoin transaction in history.
Today, the 1st ETFs are trading on Wall Street.
There are no coincidences

Bitcoin is decentralized, sound money.
Fiat is completely centralized and is a platform for theft.

#Bitcoin isn’t “backed” by anything; that’s the point. It doesn’t need to be backed by anything.
PoW is designed to PREVENT the need for it to be “backed” by anything.

Bitcoin is the world's largest Defi, there will be 6 billion people participating.
There is no need to program
No need to understand the code,
Will not be destroyed by hackers!
Just hold it and get prosperity!



1) Financial Literacy - Of course this is all about being able to read, but it is also important to know how to read between the lines.

2) Gordon Gecko Group aka "Carlisle Group" CEO DAVID RUBENSTEIN, BOUGHT THE MAGNA CARTA, SAYING:  
"I don't think you can put a price on freedom. I don't think you can put a price on this precious document. I'm very pleased with the price I paid. I'm very pleased that the American people will have this."   Sotheby's says there are fewer than 20 copies of the Magna Carta and that this copy is one of only two held outside of Britain.

3) Senator Charles Grassley has been in the Senate since 1981. Think about that. He's overseen the decline of the bottom 80% of America. .@SenOrrinHatch on CHIP: “I have a rough time wanting to spend billions and billions and trillions of dollars to help people who won’t help themselves – won’t lift a finger – and expect the federal government to do everything.”

4) Trump is the first president elected since Nixon to refuse to release his tax returns, and any payments from Russia remain secret.

5) Because of the deficit we can't afford it.

This tax bill is the worst attack on American from within since the Civil War.

Bruce Bartlett -- who in a previous life was chief economist for Republican economic icons Representatives Jack Kemp (R-NY) and Ron Paul (R-TX) -- for weeks has been shouting from the mountaintop the extreme likelihood of the GOP training its sights on Social Security and Medicare. To paraphrase Bruce's wisdom (look here, here and here, for example), the Republican deficit hawks that have been in the budget version of the witness protection program during the current mega deficit-increasing tax cut debate will reemerge with a vengeance to demand Social Security and Medicare cuts to reduce the deficit they just created.
Now that the tax cut has been signed into law: expect to hear this from every Republican and fiscal responsibility group: We must do something immediately to reduce the deficit, which has suddenly & unexpectedly increased. Slashing Social Security & Medicare is something. Therefore we must do it.
The entire progressive agenda will be off the table for a generation insofar as it involves spending a dime for anything. The money won't be there. Democrats will have to do all they can just to keep Social Security from being privatized and Medicare turned into a block grant. Keep in mind that Paul Ryan has been a deficit fraud since at least 2003, when he voted for the budget-busting Medicare Part D program without a penny of financing, $400 billion of spending on the national credit card. The United States Senate has gone completely off the rails.  Lobbyists are writing the bill in secret and duly elected Democratic US Senators have no idea what's in it. The corruption of what used to be the worlds greatest deliberative body is a tragedy. Republicans will be very happy when Democrats try to reverse the tax cut. They will portray it as a massive tax increase and will simply give the GOP another reason to cut taxes again when they are back in power. It's Lucy and the football forever.

5) @OpenSecretsDC  Documents show tax haven governments are hiring lobbyists to press U.S. lawmakers to preserve tax loopholes that help financial firms stash cash offshore. Of  11,000 active lobbyists in Washington, 6,243 worked on taxes this year. That means there are more than 11 lobbyists working on taxes for every member of Congress.

How do we get this information to the people?  

Do you know what K12 Financial Literacy is about?

There is no over arching vision here that will "sell" this content. We wish we could start with the customer experience and work backwards to the technology that's best suited to deliver the information but there isn't enough money, and time, for us to do it, and for that we apologize, but we did our best! 

The First 1 Billion is always Suspect!


Speaking Truth To Power.

If there is one common enemy among a divided American public, it's Wall Street.

All these corrupt banks involved in money laundering, price-rigging etc.? They're all regulated by the Federal Reserve. Do you get it now?

We want stricter regulations of financial institutions on Wall Street. Since 2008 Americans HATE financial institutions especially the Banksters. To big to Fail to Big to Jail Banks should be dismantled.

The #1 Fact we know from studying history is that we never learn anything from history - we just repeat it over and over again. And the power in this case is not any of the usual suspects, but the public. And the way you speak truth to the public is through your art, your book and your website,  You lead with facts. This is an alternative source since the literary critics have a very very very long history of supporting classism. The role of journalists, and to whom they owe their primary loyalty: Sources or readers -  they were in fact founded by the 1% so what would you expect?

Again, this work has value as an acceptable source in relation to class. We the underclass do not "own" the lawmakers. There are political consequences of actually punishing financial crime. Huge political contributions make that difficult. Harry Marcopolis as detailed in His book ” Nobody would listen” for over a decade detailed wrongdoing to the SEC over Bernie Madoff and still did nothing. Crime, in cases of financial industry crime, does pay.

Anything that is produced by the "folk" has a major PR problem, when it doesn't recieve a good critique from the "1% ". Some of the media, academic community, and banks have made a caricature out of good work, even dismissing the entire approach as politically incorrect. And creating useful ideas for doing good work is a lot more challenging than simply writing a critique.



"The problem of our age is the proper administration of wealth," ~ Andrew Carnegie 1889.

In social criticism and economic literature, "robber baron" became a derogatory term applied to wealthy and powerful 19th-century American businessmen that appeared in North American periodical literature as early as the August 1870 issue of The Atlantic Monthly magazine. By the late 1800s, the term was typically applied to businessmen who used what were considered to be exploitative practices to amass their wealth. These practices included exerting control over national resources, accruing high levels of government influence, paying extremely low wages, squashing competition by acquiring competitors in order to create monopolies and eventually raise prices, and schemes to sell stock at inflated prices to unsuspecting investors in a manner which would eventually destroy the company for which the stock was issued and impoverish investors. The term combines the sense of criminal ("robber") and illegitimate aristocracy (a baron is an illegitimate role in a republic).


2016 Matt Damon's MIT Commencement Speech

[ ..."It was theft, and you knew it.
It was fraud, and you knew it.
And you know what else? We know that you knew it," the actor said.
"So yeah, you sort of got away with it. You got that house in the Hamptons that other people paid for as their own mortgages went underwater. And you might have their money, but you don't have our respect. And just so you know, when we pass you on the street and look you in the eye, that's what we're thinking.” ...]



Greenspan Destroys Deregulation in 16 Seconds 
Greenspan 1986 - 2007: admits credit default swaps have problems. Bail Out. 


eCONomists how they break out the top 100 most influential economists twitter



Republicans and Democrates never miss an opportunity to miss an opportunity to hold accountable the senior bankster Muhfuggaz who were made wealthy by leading the three fraud epidemics that caused the financial crisis and the Great Recession. see PDF

1/5/15 JPMorgan settles currency manipulation lawsuit in U.S.
JPMorgan Chase & Co has become the first bank to settle a U.S. antitrust lawsuit in which investors accused 12 major banks of rigging prices in the $5 trillion-a-day foreign exchange market.



What's in fashion isn't about culture, fashion is about one thing - Advertising.  
Motivating the culture to buy what they don't want or need is about one thing  "PUBLIC RELATIONS" 

ZIGMUND FRAUD'S AMERICAN NEPHEW EDWARD BERNAYS  was the first to use psychological techniques in public relations. The words of Paul Mazur, a leading Wall Street banker working for Lehman Brothers, are cited: "We must shift America from a needs- to a desires-culture. People must be trained to desire, to want new things, even before the old have been entirely consumed. [...] Man's desires must overshadow his needs".



Fact: One in five children in the United States lives in poverty.
That is the highest rate for children in the rich world, with only one or two small countries as exceptions. Breaking down U.S. child poverty by age, the rate is highest for children age five and under. Moreover, the child poverty rate has not fallen in the economic recovery since 2009. In sum, 14.7 million U.S. children live in families below the poverty line.

The DoD takes an extremely active part in culture-shaping.

Anytime you see US military hardware or personnel in a film or TV show, it has to be run by the DoD PR for review and editing to promote an 'acceptable' view of the military -- even for things as trivial as American Idol. Americans by and large absorb what is within the bounds of acceptable political thought from mass media. What you don't see are the hands behind the scenes sculpting our culture.

  1. Import ideas from conceptual art into the heart of politics Power Strategy -- just keep them all confused ~ Adam Curtis
  2. Modern #art was #CIA #'weapon' (1995) unwitting artists such as Pollock and de Kooning got used in a cultural Cold War
  3. 1955 NY Times US has sonic secret weapon - JAZZ America's secret weapon is a a blue note in a minor key" or better "European approach to jazz as seen by Americans".
  4. America's Secret Weapon Saunders' The Cultural Cold War: The CIA and the World of #Arts and Letters
  5. Edward Louis James Bernays November 22, 1891 − March 9, 1995) was an Austrian-American pioneer in the field of public relations and propaganda, referred to in his obituary as "the father of public relations"
  6. The US government after WWII was wondering how to avoid a situation in their own country that lead up to the holocaust. They studied Sigmund Freud to learn how to "manipulate" the crowds into "being happy" or create the illusion of happiness with distraction or consumerism.
    Freud's uncle, Hugo Bernaise enjoyed massive influence among political circles and and gave them and corporations advise on manipulating and controlling the masses. There is an excellent BBC mini series (also available on youtube) called "The century of the self" ... The episode that talks specifically about Freud and Bernaise is called "Engineering Consent". The documentary may seem slightly dated but in light of recent geopolitical developments and our discussion about government and corporate surveillance it's worth every minute!



Think-tank-driven concerted effort to influence political support by using language invoking specific metaphors to frame important issues. Like "Tax Relief".  Orwell's Politics and the English Language is an earlier observation of similar phenomena.


The Law is an extension of Politics and it is used to separate you from your property, money, and privacy.

2015 Study: Yes, American Presidents Are Guided By Wealthy Elites

The idea that U.S. presidents look out for the wealthy and powerful over the mass of ordinary Americans is nothing new. But a new study claims to confirm that assumption with hard data while seeking to spur a conversation over the flagging health of American democracy.  Echoing a much-discussed paper out of Princeton last year that argued the U.S. is no longer a proper representative democracy, the book, "Who Governs?" is an exploration of presidents, public opinion, and manipulation.  James N. Druckman from Northwesten University and Lawrence R. Jacobs from University of Minnesota make the case that presidents from both Republican and Democratic parties mainly serve and are guided by the wishes of the wealthy and political elites and exploit public opinion in order to serve those ends.  The duo turn to previously confidential documents from presidential archives, interviews with White House officials, and previously unquantified data to argue that "elites do most of the deciding," since presidents purposefully aim to "shirk citizen control."  "Presidents claim to speak for 'the people' and to serve the 'public good,' but we reveal the impact of narrow political and economic interests," they write in the introduction.  Surveying the Johnson, Nixon, and Reagan administrations, the authors found evidence "that presidents — Reagan, in particular — were highly attentive to the demands of privileged segments of the electorate with high incomes and other politically valued resources." (Druckman and Jacobs note that additional research on more recent presidents meshed with their general findings.)  Sticking with Reagan as an example:  When the general public's opinions shift from 10 percent below to 10 percent above the average [in a conservative direction], Reagan became 3.5 percent more conservative, compared to a whopping 20 percent more conservative for an analogous move among the affluent ... Put simply, these results demonstrate that Reagan clearly paid dramatic attention to the views of the wealthy on economic issues. It gets worse, according to Druckman and Jacobs: not only is the White House pursuing the interests and goals of elites at the expense of the public, it is also dedicated to "shaping public opinion to advance its interests and those of its narrow group of supporters." Polling is a chance to exert further influence on the majority, rather than to learn what they want.

Some Perspective


Did you make $34,000 last year?
If so, you're now part of the richest 1% in the world.

Remember that the Pitchforks are the Source of the Force! 

The true global middle class, falls far short of owning a home, having a car in a driveway, saving for retirement and sending their kids to college. In fact, people at the world's true middle -- as defined by median income -- live on just $1,225 a year. In the grand scheme of things, even the poorest 5% of Americans are better off financially than two thirds of the entire world. ~ Economist Branko Milanovic

1928 The chasm between rich and poor in the U.S. reached its peak with 23.9% of all pretax income channeled to the top 1%.

2015 NOW The Richest 1% own more than rest of world, Oxfam says

We hear now on all sides the term "Robber Barons" applied to some of the great capitalists....
The old robber barons of the Middle Ages who plundered sword in hand and lance in rest were more honest than this new aristocracy of swindling millionaires. Lida F. Baldwin,
August 1870 issue of The Atlantic Monthly, writing in 1907 about how little business had changed in 35 years.




"We know now that government by organized money is just as dangerous as government by organized mob."  ~ President Franklin DELENO Roosevelt

QuestionWhy isn’t Apple, Google, Facebook, Amazon building, handling, injecting ......

- Apple, with almost $200 billion in cash at its disposal, building out a full-fledged financial institution?
- Google handling loans and making credit decisions based on its trove of user data?
- Why hasn’t Facebook more thoroughly interjected itself into the middle of all the commerce taking place on it’s platform?
- Why has Amazon singularly spared the banks amidst all of the other industries they’ve turned upside down?

Answer: Regulation. If you’re a banking executive, it’s time to stop complaining about the only thing preventing the onslaught. It’s time to start looking at capital requirements and multiple points of oversight as what they really are: The last barriers of entry.

u.s. ELITE

The Opium Trade "If the trade is ever legalized, it will cease to be profitable from that time. The more difficulties that attend it, the better for you and us." -- Directors of Jardine-Matheson

Map of The Price of Weed in Each State shows the states where the price for an ounce of high quality marijuana are the least expensive are also the same states where recreational marijuana is LEGAL!

Warren Delano Jr., Chief of RUSSELL TRUST had operations in Canton, CHINA.
Delano was the grandfather of President Franklin Delano Roosevelt, cousin of Teddy Roosevelt and  Bush. 
Other Russell partners were John Cleve Green, whose opium fortunes financed Princeton University, Abiel Abbott Low's opium fortune financed the construction of Columbia University. Captain Warren Delano, was engaged in the opium trade, and his son Frederic A. Delano, was born in Hong Kong. Astor's great-granddaughter, Helen Schermerhorn Astor married James “Rosy” Roosevelt, the half-brother of President FDR Franklin Delano Roosevelt.

Incidentally, F.D.R's maternal grandfather, Warren Delano, Jr., also made his fortune in opium, working for the leading American opium trader – Russell and Co. Throughout the 19th century the British families of Matheson, Keswick, Swire, Dent, Inchcape, Baring and Rothschild controlled the Chinese heroin traffic.  

The Inchcape’s and Baring’s Peninsular & Orient Steam Navigation Company (PONC) transported the dope around the world.  When a British subject named Mohandas Ghandi spoke out against the opium trade in 1921, he was jailed by India’s British rulers for “undermining the revenue”. Long before the Vietnam War, the British elite had made a healthy living smuggling opium from the region.  Lord Shelbourne launched the Chinese opium trade in 1783 with Scottish merchants from the East India Company and members of the House of Windsor-allied Knights of St. John Jerusalem.

Russell & Company


Russell & Company (Chinese: 旗昌洋行; pinyin: Qíchāng Yángháng) was the largest and most important American trading house in Qing dynasty China from 1842 to its closing in 1891. Samuel Russell founded Russell & Company in Canton, China, in 1824. Dealing mostly in silks, teas and opium, Russell & Company prospered, and by 1842, it had become the largest American trading house in China. It kept its dominance until its closing in 1891. Russell withdrew from the company in 1836 and returned to the United States.

Notable people of Russell & Company

  • Warren Delano, Jr., the grandfather of Franklin Roosevelt (32nd President of the United States) served as the Chief of Operations of Russell and Company in Canton.
  • Robert Bennet Forbes (1804–1889) was the head of Russell and Company.
  • John Murray Forbes (1813-1898), brother of Robert Bennet Forbes and the great-granduncle of 2004 presidential candidate John Forbes Kerry.
  • Abiel Abbot Low, founder of trading company A. A. Low & Brothers, served as a partner.
  • William Henry Low, Abiel Abbot Low's uncle, senior partner of the firm.
  • William Henry Low, Abiel Abbot Low's brother.
  • Augustine Heard, who later founded Augustine Heard & Company, a large trading house in China.
  • John Cleve Green (1800-1875) Philanthropist - benefactor of Princeton.

Perkins & Co. was established in 1803 as a branch of the Boston based merchant trading firm J. & T.H. Perkins & Co., owned by merchant brothers James and Thomas Handasyd Perkins. Perkins & Co. was the premier American firm in China trading silk, tea, and opium.

Illegal = Profit$


Cushing / aka Ku-Shing was  the name of a Boston opium smuggler.

John Perkins Cushing (April 22, 1787 – 1862), called "Ku-Shing" by the Chinese, was a wealthy Boston sea merchant, opium smuggler.  His sixty-foot pilot schooner, the Sylph, won the first recorded American yacht race in 1832, and the town of Belmont, Massachusetts is named after his estate. 

Opium seemed the ideal commodity. By the 1820s Cushing was known as the most influential of all the foreigners in Canton, and had struck up a close relationship with the hong merchant Houqua, who at his death in 1843 was said to be the richest man in the world. In 1820 Cushing brought on his cousin Thomas Tunno Forbes to train for the business. 

John Perkins Cushing a Perkins nephew, was partner and head of the China branch until 1827 when he retired leaving Thomas Tunno Forbes, his protege, in charge. Samuel Wadsworth Russell, a native of Middletown, Connecticut also had established himself in China trading silk, tea, and opium.
Samuel Wadsworth Russell and Philip Ammidon were partners in the firm Samuel Russell & Co., and while prosperous they did not share the close business association that Cushing had with the powerful Hong merchant Houqua.
The untimely death of Forbes in 1829, uncovered a reference in his papers that if anything should happen to him the affairs of Perkins & Co. and Bryant & Sturgis should be looked after by Russell & Co. Cushing was in England at the time of Forbes' death and quickly returned to China to reorganize the business.
In 1830 Bryant & Sturgis and Perkins & Co. were merged with Russell & Co. with Augustine Heard as partner and John Murray Forbes as a clerk in the Canton office.


Russell Sturgis, who later became head of Baring Brothers in London.
Another American firm, with ties to Boston, operating in China at the time, Russell, Sturgis, & Company, a branch of Russell & Sturgis of Manila, was headed by Warren Delano and Russell Sturgis, later head of the London banking firm Baring, Brothers.

Russell & Co. records, 1820-1891
Quantity: 4 linear ft. (25 vols., 3 boxes, 7 mapcase folders)
Abstract: The Russell & Co./Perkins & Co. collection contains letter books, order and purchase books, invoices, shipping orders and other financial material relating to the China trade merchant

Harvard's endowment provides billions of dollars.

Harvard's in-house fund managers get 70 percent pay hike

Harvard, the world's richest university, pays its six in-house money managers a combined $49.3 million in 2013, up more than 70 percent from the previous year, citing the team's "outperformance" in growing its endowment fund. The team oversaw an investment return of 15.4 percent for the Ivy League school's endowment during the fiscal year ended June 30, 2014, bringing it to $36.4 billion, or roughly the size of an average country's annual gross domestic product.  Harvard Management Company runs the fund, " Paul Finnegan is Harvard's treasurer.
Stephen Blyth was the top-paid manager with $11.5 million in compensation, more than double the $5.3 he earned in 2012. Blyth was head of public markets, where stocks rose again last year, before taking over the role of CEO and president from Jane Mendillo in January 2015.  Mendillo, the first woman to lead the school's investment arm, was second-highest-paid with $9.56 million in 2013, up from $4.8 million in 2012, while natural resources portfolio manager Alvaro Aguirre-Simunovic took third place with a $9.55 million payout, up from $6.6 million, according to Harvard.  The combined pay for the endowment's six managers was more than 70 percent higher than in 2012, when five managers took home $28.8 million.  While many alumni complain about Harvard managers' high payouts, they generally pale in comparison to hedge fund managers. Harvard alumnus Kenneth Griffin, who manages the Citadel hedge fund, for example, earned $1.3 billion to rank as the industry's best-paid manager in 2014.  Harvard began tying senior investment manager pay to the performance of its portfolio in 2010 after it lost billions of dollars during the 2008-2009 financial crisis.  Unlike many other universities, Harvard manages a bulk of its money in-house and relies on outside managers, including hedge funds, to invest the rest.






HSBC Bank: Secret Origins To Laundering The World's Drug Money

HSBC, which is headquartered in London and has offices in 74 nations and territories on six continents, initially insisted that ICIJ destroy the data. How the offshore banking industry shelters money and hides secrets has enormous implications for societies across the globe. Academics conservatively estimate that $7.6 trillion is held in overseas tax havens, costing government treasuries at least $200 billion a year. Throughout the 19th century the British families of Matheson, Keswick, Swire, Dent, Inchcape, Baring and Rothschild controlled the Chinese heroin traffic.  The Inchcape’s and Baring’s Peninsular & Orient Steam Navigation Company (PONC) transported the dope around the world.

1/17/15 The sun never goes down on her empire and all glory in being her subjects,” said Chief Letsie of Basutoland in the golden jubilee in 1887. Still often interventionist, convinced of our importance in the world, even those of us born long after 1900 live in a country that is much more Victorian than we think. ETHEL LANG  was 114 and the last person left in Britain born in the reign of Queen Victoria Victoria died in the year after Ethel’s birth. Britain was then ruled by Edward VII.

Global Control

The network of global corporate control PDF by Vitali, J.B. Glattfelder, and S. Battiston
"The earth-shattering findings of a trio of Swiss researchers:  In detail, nearly 4/10 of the control over the economic value of [all transnational corporations] in the world is held, via a complicated web of ownership relations, by a group of 147 [transnational corporations] in the core, which has almost full control over itself. The top holders within the core can thus be thought of as an economic “super-entity” in the global network of corporations. A relevant additional fact at this point is that ¾ of the core are financial intermediaries. This is a single “super-entity” with 40% control of everything.  Of course when these researchers coined their term “super-entity”, they had no need of inventing new terminology. The word they were searching for was “monopoly”: a single monopoly with 40% control over the entire global economy. This giant monopoly are banks and bank holding-companies. The One Monopoly is one, big bank. The Justice Department openly refusing to prosecute banksters means simply one thing: being above the law. And the only possible context where white-collar criminals could/can be above the law is if they are part of a monopoly (or oligopoly)." ~ Jeff Nielson

2015 0.01% Richest in the world that the public knows about - the rest are secret

The bottom earners in the top one-thousandth of the 1% "only make" more than $62 million a year.  Sixty-two million dollars per year is what it takes to be a top one-thousandth one percenter— and those are the poorest of the richest households; on average the top earners make more than $160 million a year.  That's 160 times richer than the average one percenter who only makes about $1.5 million.
The highest tax rate on income taxes in 2014 was 39.6 percent for households earning more than $439,000 dollars - and the majority of US households paid an income tax rate of between 15 percent and 28 percent.  Those are households of plumbers, bus drivers, doctors and engineers— the average working Americans who create real wealth for the economy.
This started with the memo Lewis Powell wrote in 1971, just a few months before Nixon nominated him to the Supreme Court.  Powell wrote: "Business must learn the lesson, long ago learned by labor and other self-interest groups. This is the lesson that political power is necessary; that such power must be cultivated; and that when necessary, it must be used aggressively and with determination - without embarrassment and without the reluctance which has been so characteristic of American business." See K Street Lobbys Write the Law

The 85 (or 67) number is easy: you just start at the top of the Forbes billionaires list, and start counting up the combined wealth until you reach $1.7 trillion. The harder question is: where does the $1.7 trillion number come from?
The answer is that it comes from a pair of tables in Credit Suisse’s 2013 Global Wealth Databook. First of all, you have to find the total wealth in the world, which you can find at the bottom of the fourth column on page 89: it’s $241 trillion. Then, you flick forwards to page 146, where you find the proportion of all global wealth held by each of the world’s income deciles. The top 10% have 86% of the wealth; the next 10% have 7.8%, and so on. Add up the bottom five deciles, and you get 0.7% (not 0.71%, which is the number in the Oxfam report; I have no idea where that extra basis point came from). And if you multiply $241 trillion by 0.7%, you get $1.7 trillion.

Princeton Study: US No Longer A Democracy-changed from democracy to oligarchy. Wealthy elites wield most power
4/16/2014 A new study from Princeton spells bad news for American democracy—namely, that it no longer exists.  Asking "who really rules?" researchers Martin Gilens and Benjamin I. Page argue that over the past few decades America's political system has slowly transformed from a democracy into an oligarchy, where wealthy elites wield most power. "The central point that emerges from our research is that economic elites and organized groups representing business interests have substantial independent impacts on U.S. government policy," they write, "while mass-based interest groups and average citizens have little or no independent influence."


In "RICH AS HELL" the online companion resource you'll see the facts for yourself.
The links found these pages will open and show you the truth of what they did.


Please share the book "RICH AS HELL" and this online reference resource with Teens, Tweens, and Friends.
There's the fiction swirling around out there that there are two reasonable sides to every story when there isn't. Many Americans believe we still live in a democracy but this has been less and less the case in the last few decades, notably since bankers gained even more control of government during this time period, intensifying the gap between the rich and the poor, and notably between the 1% and everyone else.


"RICH AS HELL"  explores the American 1% outlaw culture and the corrupt ways in which this group has made their wealth throughout history. 

This site has designed this reference material to make it clear to the reader or  teacher, that the wealth gap has been steadily increasing between the rich and the poor, especially in the last few decades. And it allows the learner to gain the critical thinking skills needed to tease out truth from the propaganda. 

The reference material  reveals how they were always corrupt and out to extort money from everyone else. Another important takeaway is that the 1% has always worked with other powerful institutions in order to make this happen, including the government so that it makes it seem like the status quo.

It was also designed in response to the other  financial literacy programs that are being created in this country that provide misleading information because they are being created by the banks and by the Federal Reserve who have every reason to hide why the rich are truly rich.

It's not just about understanding the basics of finance, but  a story about people, of understanding how finance works in an interdisciplinary way within the context of history and especially politics. It's not just theoretical but also practical. It's essentially a way of showing how your money works and how to make and protect yourself and your money within this current climate.